Beta pricing until 19 November 2026.
Generous after it.

Questions, answered

Is it really free right now?

Partly — here is the honest version. New accounts start on Free: five invoices a month, sent by email, with multi-tax and your own logo. Your client still gets a payment page and can pay you by bank transfer, then tell you they have. What Free does not include is card payments through Paystack, reminders and automation, and the signed-in dashboard where a client sees all their invoices at once. Accounts opened during early beta are on a full-access grant that runs to 19 November 2026. Either way there is no credit card and no trial timer.

What happens when beta ends?

Beta ends on 19 November 2026. If you are on a beta grant we will tell you in-app 30 days, 7 days and 1 day before that. Choose a paid plan then and you keep 30% off for twelve months. Do nothing and your account moves to Free — nothing is deleted, every invoice, client and receipt stays where it is, and we cannot charge a card you have never given us.

Do I need a credit card to start?

No. You create an account, verify your email with a code, and start invoicing. We only ask for payment details if and when you choose a paid plan after beta.

What counts as an invoice toward my limit?

Each invoice you create and send counts once. Drafts don't count, and resending or downloading an existing invoice is free. Quotes are separate and don't touch your invoice limit.

How do payments and fees work?

On paid plans, Naira invoices are paid directly through Paystack — the money settles to your bank, not ours. Paystack charges its standard processing fee (1.5% + ₦100, capped at ₦2,000 per payment). Clerqpay adds 1.5% on top of that, also capped at ₦2,000 per payment — so our share never grows without limit on a large invoice. By default it comes out of your proceeds, but you can pass it to your client instead — Settings → Payments, or per invoice. Either way the fee is shown before anyone pays. Invoices in other currencies are paid by bank transfer, which your client confirms in the app. Card payments for more currencies are on the way.

Can I change or cancel my plan later?

Anytime, both ways. Upgrade the moment you need more, downgrade when things are quiet, or cancel in two clicks. Changes take effect immediately and we prorate fairly.